Director Team Lead, Corporate Finance Credit

Job description

Application Deadline: 09/03/2026 Address: 105-119-129 rue St-Jacques O Job Family Group: Audit, Risk & Compliance · This is an excellent opportunity for a Director Team Lead, Commercial Banking · In this role, you will leverage your deep commercial banking and leadership experience to provide independent, objective review and adjudication of credit applications and transactions for a portfolio, and apply your 25% - 45% discretionary credit limit experience to make credit decisions. You will ensure the credit quality of the portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. · You will lead a team of several Senior Credit Managers and report to the Head Corporate Finance Credit Ontario, Quebec · This position is located in Montreal. You will have the flexibility to manage your work activities within a hybrid work arrangement where you will spend at least 3 days per week on-site, while other days will be remote. · If you’re looking for your next dream job, consider this one in BMO’s ERPM Risk group where every colleague helps protect and grow the bank by providing independent review and oversight of enterprise-wide risks, working together to maintain a risk management framework and fostering a strong risk culture. #ERPMDreamJobs Provides independent, objective review and adjudication of credit applications and transactions for an assigned portfolio within credit limits or makes credit recommendations and escalates as required. Ensures the credit quality of the assigned portfolios are maintained within the Bank’s risk tolerance, policies & procedures, and meet financing guidelines. Supports credit adjudication operations and initiatives. Provides training and support to teams and channels where the applications and transactions originate. Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. Ensures alignment between values and behaviour that fosters diversity and inclusion. Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracts, retains, and enables the career development of top talent. Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. Acts as a trusted advisor to senior leaders for making business decisions and implementing strategic initiatives. Develops an expert understanding of business/group challenges. Networks with industry contacts to gather competitive insights and best practices. Recommends measures to improve organizational effectiveness. May consult to or serve on various committees and task forces. Provides credit coaching, training and support to direct team and other stakeholders as required. Works with stakeholders to ensure effectiveness of risk management controls, analysis and monitoring on a transactional and portfolio basis. Influences and negotiates to achieve business objectives. Identifies emerging issues and trends to inform decision-making. Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution. Manages resources and leads the execution of strategic initiatives to deliver on business and financial goals. Conducts independent analysis and assessment to resolve strategic issues. Acts as the prime contact for internal/external stakeholder relationships, which may include regulators. Ensures alignment between stakeholders. Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting. Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting. Defines business requirements for analytics & reporting to ensure data insights inform business decision making. Employs systems (e.g. customized exception reports, tracking reports etc.) to manage information. Breaks down strategic problems, and analyses data and information to provide insights and recommendations. Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives. Leads the development of the communication strategy focusing on positively influencing or changing behaviour. Collaborates across BMO to develop communications strategies and ensure consistency of messaging, in order to positively influence or change behaviour. Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution. Supports credit due diligence activities for bank acquisitions or integration. Reviews and communicates decisions on credit transactions with rationale that can be understood and explained to customers. Identifies and advises on terms, conditions and collateral requirements for the transaction decision as well as opportunities for cross-selling and/or alternative solutions to meet client’s needs. Keeps abreast of economic and market developments within the portfolio to inform decision making and credit risk policies. Provides approval for exceptions according to established policy and standards. Monitors the credit portfolio through transaction review & approval to ensure compliance with the Bank’s lending policies and procedures. Provides credit risk coaching and advice to sales & service employees to increase awareness of risk, policy, and knowledge of structuring transactions. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Builds effective relationships with internal/external stakeholders. Gathers and formats data into regular and ad-hoc reports, and dashbo